Accelya

Accelya Payments

Accelya Payments Solution helps airlines simplify payment acceptance, reconciliation and chargeback management, providing greater visibility and control across the order-to-cash lifecycle.

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Why Accelya Payments

Payments are the lifeblood of airline revenue, and the complexity is accelerating. More sales channels, more currencies, more acquirers, more scheme rules, and now, the shift from PNR-based settlement to Order accounting adds an entirely new layer. The gap between revenue booked and revenue confirmed in bank has never been wider.

Accelya closes that gap systematically, at scale, and without disrupting your existing financial operations. Built natively on the FLX ONE platform, Accelya Payments shares the same open API architecture, the same AWS cloud-native infrastructure, and the same modular deployment model, so you can deploy what you need today, and expand as your retailing model evolves.

End-to-end payment lifecycle visibility

Acquirer billing to bank confirmation, fully tracked, no blind spots.

Eliminate billing gaps & recover short settlements

Short-paid settlements surfaced and disputed automatically, at scale.

Built for Offer & Order complexity

Multi-item, split payment, dynamic pricing, alongside BSP/ARC flows.

PCI-DSS compliant card data handling, built in

Native tokenization, no extra vendor, no bolt-on compliance layer.

Unified chargeback defense with integrated evidence chain

Booking, payment, and fulfillment data linked, disputes defended in full.

Open by nature, integrate with your existing stack

Open APIs to PSS, ERP, and financials. One module or all, your call.

Accounting-ready records with zero manual intervention

Every transaction posted cleanly to Revenue Accounting, third-party systems, or ERP.

40+ years of airline financial expertise at implementation

$100B+ processed annually by 1,500 specialists built for airline complexity.

Transform your airline with the powerful capabilities
and exceptional benefits of Accelya Payments

Billing Accuracy & Scheme Compliance

Every authorized sale across all channels, currencies, and acquirer agreements transformed into an accurate, scheme-compliant billing submission with an immutable audit trail from authorization through to acquirer acknowledgement.

Three-Layer Automated Reconciliation

Automated matching across sold → billed → settled → banked positions, covering all major acquirer remittance formats. Multi-currency bank reconciliation with consolidated payment disaggregation. AMOPs treated with the same visibility as cards.

Integrated Dispute Defense & Recovery

Chargeback defense powered by the evidence chain already created within Card Billing and Reconciliation automated evidence compilation aligned to card scheme requirements, improving traceability, speeding responses, and lifting win rates.

Faster Financial Close & Audit Readiness

Automated and continuous reconciliation enables faster period closes with audit-ready evidence already in place. Full transaction-level traceability available on demand for internal audit, external audit, and regulatory enquiry always and instantly.

Card Billing is the foundation of card payment control. It transforms every authorized card sale across all channels, currencies, and acquirer agreements into an accurate, scheme-compliant billing submission. Without this foundation, downstream reconciliation and chargeback defense are structurally compromised.

  • Full-channel billing coverage Direct and Indirect Sales
  • Merchant agreement assignment per transaction type and market
  • Airline / Acquirer-specific capture logic, e.g. multi-transaction grouping
  • Quality controls to avoid duplications and invalid transactions being sent to acquirers
  • Acquirer-specific file generation with scheme-compliance validation
  • Rejection detection, diagnosis, and resubmission within deadline windows
  • Immutable audit trail from authorization through to acquirer acknowledgement
  • PCI-DSS compliant card data handling and tokenization

Zero billing gaps. Complete, accurate submissions to every acquirer on time, every cycle.

Accelya Reconciliation establishes financial certainty across three sequential layers sold-to-billed, billed-to-settled, settled-to-banked. It matches acquirer remittance to billing records, confirms bank receipts, and closes the period with a clean, auditable ledger position.

  • Automated three-layer matching: Sold → Billed → Settled → Banked
  • Acquirer remittance processing across all major formats
  • AMOPs following the same process and visibility as cards
  • Visibility on acquirer discounts (adjustments, fees, chargebacks, etc.)
  • Global reach with local solutions: instalments, local taxes, local acquirers
  • Net and gross settlement handling with fee and adjustment
  • Multi-currency bank reconciliation
  • Consolidated payment disaggregation across acquirers and settlement periods
  • Structured exception management

Cash confirmed. Ledger accurate. Period closed on time. Master your liquidity no more guessing with proper cashflow visibility.

Chargebacks are the downstream outcome of upstream billing, clearing, and reconciliation controls. Accelya Chargebacks leverages the evidence chain already created within Card Billing and Reconciliation to support dispute defense and scheme compliance.

Our unified flow connects billing, payments, flown status, refunds, and authentication improving traceability, speeding responses, and lifting chargeback win rates.

  • Integrated dispute handling using existing billing, authorization, settlement, and reconciliation data
  • Automated evidence compilation aligned to card scheme requirements
  • Support for major card scheme reason codes across airlines
  • Reporting on outcomes and trends
  • Feedback into upstream clearing and operational controls

Revenue recovered. Scheme risk eliminated. A measurable, improving win rate turning dispute management into a revenue protection function.

Customer support

FAQs for Accelya Payments

Accelya Payments Solution gives airlines end-to-end control over card billing, payments reconciliation, and chargeback management protecting revenue from sale to cash. It is part of Accelya Financial Solutions and is built on the open, modular FLX ONE platform foundation. The solution delivers control through three integrated capabilities: Card Billing, Payments Reconciliation, and Chargebacks each deployable independently or together.

Yes. Accelya Payments is designed to integrate seamlessly with your existing PSS, ERP, and financial systems including Accelya Revenue Accounting, third-party accounting systems, and direct-to-ERP connections. Open by nature, with no vendor lock-in, it produces detailed accounting-ready records to enable accurate posting and end-to-end financial closure.

Accelya Payments delivers control through three integrated capabilities:

  • Card Billing accurate, scheme-compliant billing submission to every acquirer, on time, every cycle
  • Payments Reconciliation automated three-layer matching (Sold → Billed → Settled → Banked) with multi-currency and AMOPs support
  • Chargebacks dispute defense powered by the evidence chain already built in Card Billing and Reconciliation

Yes. AMOPs (Alternative Methods of Payments) are supported through the same process and visibility as cards including automated reconciliation, multi-currency handling, and structured exception management so there is no secondary, lesser treatment for alternative payment methods.

Yes. PCI-DSS compliant card data handling and tokenization is built into the Card Billing capability, ensuring secure processing at every stage of the billing workflow.

The solution is fully modular. You can deploy Card Billing, Payments Reconciliation, or Chargebacks Management independently. All three capabilities share the same underlying data and evidence chain, so they deliver the most value when used together but partial deployment is entirely supported.

Ready to protect every dollar of revenue your airline earns?

Fill out the form to request a personalized consultation and learn how Accelya Payments Solution can give your airline end-to-end control from sale to cash.

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